Best Health Insurance Companies

Which Are the Best Health Insurance Companies?

Some health insurance companies are ranked concerning factors like prevention, treatment, and customer satisfaction for you and your family. Here are the nine companies that provide a wide range of available products and highly rated regional companies. You can check their website and policies adhering to your area by comparing it with your physician, hospital, and pharmacy choices.

Best Health Insurance Companies

Aetna 

Aetna Medicare Advantage plans were sold in 37 states, also receiving the top NCQA ratings (4.0 or greater) in 2019 in the District of Columbia, with Connecticut and Maine being standouts. The insurer sold Medicare supplement plans (Medigap) in 49 states with the combo offer on dental, vision, and hearing supplemental Medicare products in many states. Aetna in the private domain is a significant provider of employer-based health insurance. Aetna plans have served in a total of 4, are Iowa, Pennsylvania, and Utah made the top NCQA ranks in 2019. In 2021, Aetna ranked second highest in Ohio, Maryland, and Virginia, according to J.D. Power U.S. Commercial Health Plan Study. The pricing of Aetna’s as compared to many competitors’ pricing. 

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Blue Cross Blue Shield

Many Americans have their health coverage from Blue Cross Blue Shield. Their names on various state plans are Anthem, CareFirst, Highmark, Independence, and Wellmark. Blue Cross Blue Shield companies had opened their doors in all 50 states, including Washington D.C, Puerto Rico et al. Blue Cross Blue Shield companies nationwide include more than 80% of doctors and 90% of hospitals contract, which is the highest for any insurer. More than 40 Blue Cross Blue Shield companies in 2019 plans earned high ratings from NCQA based on clinical quality and member satisfaction. In addition to that10 Anthem plans scored impressively in the arena of customer satisfaction area. Blue Cross Blue Shield offers are employers insurance, individual policies on healthcare.gov, and a variety of Medicare plans.

Cigna

This global health service company is leading in international coverage as it has around 17 million medical customers globally served by a network worldwide with 1.5 million healthcare professionals and access to doctors in 30+ countries. It has approximately 70,000 employees. In 13 states, Cigna had sold medical plans and 50 dental plans. They sell individual plans on healthcare.gov in 313 counties and across 13 states. In 2020 Cigna also expanded its Medicare Advantage and reached across 23 states, thereby for 2021, adding coverage in 5 new states.

Humana 

The Health insurance policies by Humana don’t cater to expenses of eyeglasses and contacts; or dental exams, crowns, and appliances. Humana also sells private policies and has various plans for people living with chronic ailments, which might include transitions from a hospital stay to home care and meal delivery. Humana also offers special needs policies for people with severe chronic conditions living in a long-term care facility. Humana focuses on healthcare solutions for employers and Medicare plans and no longer caters to individual plans. Four private Humana plans are at Kansas/Missouri, Wisconsin, and two in Illinois. The three Humana Medicare Advantage plans are in Florida, Illinois, Tennessee. In 2020, among health insurers, Humana leads the pack for customer satisfaction. Humana is highly rated and affordable.

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Kaiser Foundation Health Plan

Kaiser Foundation Health Plan Inc—part of Kaiser Permanent is a nonprofit insurer that won ratings for private insurance. Kaiser operates in 8 states: California, Colorado, Georgia, Hawaii, Maryland, Oregon, Virginia, Washington, and Washington, D.C. Kaiser provides budget health insurance as the HMOs have lower premiums and not deductibles and lower prescription drug costs and copays. The policies of Kaiser generally have relatively low premiums.

United Healthcare 

In the 2019 annual survey of United Healthcare’s, it was found that people nowadays shop for health care online on a computer or by using a mobile app. Two private United Healthcare plans (both in Rhode Island) scored impressively along with the 11 plans in NCQA rating in five states (Iowa, Massachusetts, Nebraska, New Hampshire, Wisconsin. Its Medicare Advantage 34 plans were highly rated AND sold under the name Sierra Health and Life Insurance Company, Inc. The health benefit programs for individuals, employers, and Medicare and Medicaid beneficiaries are offered fully by United. 

HealthPartners

HealthPartners Insurance Company sells Medicare plans in Minnesota, Wisconsin, North Dakota, South Dakota, Iowa, and Illinois. All of its three private plans made it score impressively from NCQA. This plan provides insulin supplies for more than $25 and a person with diabetes will benefit from this plan. The company offers separate plans in Minnesota, Wisconsin and also provides specific coverage needs on any location. However, people residing in the area of Minnesota have many options available.

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Harvard Pilgrim

Harvard Pilgrim is a nonprofit company with plans in two states, mainly in Maine, Massachusetts, and New Hampshire, and the plans scored impressively. The Harvard Pilgrim and United Healthcare jointly offer plans to Harvard Pilgrim Passport, and Access America plans, thereby allowing members access to a gigantic network of doctors nationwide, thousands of hospitals, and flexible and good health benefits.

Capital District Physicians’ Health Plan

In the business, the physician-directed health plan has some of the highest-rated plans. Two plans have got good scores from NCQA. The six private plans received consumer satisfaction. The third plan from the company’s Medicare Advantage plan got a high score. 

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