Everyone loves travelling but travelling without insurance sounds scary and unpleasant. While in vacation mode, no one likes to get interrupted by problems or issues related to travel expenses. So, the solution to all problems is travel insurance. Now begins the quest for the best insurance in customer services, deals, and reliability.
Best Travel Insurance Companies List
To help you find the best company, some of the companies are listed below, along with valuable information.
Allianz Travel Insurance
Allianz Insurance offers 10 different insurance plans according to the needs of the traveller. The plans are designed for a specific trip and annual travel to avoid the hassle of buying insurance for every single trip. One Trip Prime Plan is one of the most famous single-tour plans. This plan offers cancellation coverage, interruption coverage, theft coverage, and coverage for a medical emergency.
|Variety of policies for single-trip, multi-trip, and an annual trip.||Policy value may not always be up to the decided budget.|
Travelex Insurance Services
Travelex provides two of the chief insurance plans to travellers who are named Travel Basic and Travel Select. The company offers the option of including add-ons to the basic policy to suffice the individual needs. Travellers looking for a rock-bottom plan should go with the former plan, which is Travel Basic. On the other hand, those willing to travel internationally then consider buying the latter plan, Travel Select. Each plan comes with the coverages for emergency medical, repatriation, dental and stolen baggage but with different limits. Travellers can customize the plan and upgrade it to cover accidental death, car rental, and dismemberment insurance.
|Upgrades can be customized.||Supplementary medical coverage is not included in the Travel Basic insurance plan.|
World Nomads Travel Insurance
World Nomads offers insurance policies with an option to customize the plan concerning price and coverage on the basis of needs. Unlike other insurance companies, it offers adventure sports coverage in its basic insurance policy. This company provides two plans for insurance which are a Standard Plan and an Explorer Plan. The Standard Plan is the basic plan with affordable cost, and the Explorer Plan is a premium. The coverages included in both plans are a trip interruption, trip cancellation, rental car, and many more.
|Adventure sports with no extra cost.||Standard plan with a low limit for protection.|
The three varieties of travel coverage plans provided by AIG Travel are the Annual, Pack N’ Go, and single-trip plans. The Annual Plan is for one-year trips, the Pack N’ Go plan is for trips planned at the last moment, and the single-trip plan comes in three levels like Silver, Gold, and Platinum according to the customers’ needs.
|The policy coverage is customized to a particular trip.||The policy coverage information would be disclosed only after getting a quote.|
Seven Corners provides insurance plans designed for U.S. residents. It also provides medical coverage to customers visiting the U.S. for travelling purposes. It provides plans in three tiers, namely economy, choice, and elite. The best plans can be customized with the add-ons like car coverage and more.
|Involves pre-existing conditions coverage||Extra cost for the coverage to cancel the trip for any reason|
Generali Global Assistance
Generali Global Assistance provides three plans for travel insurance, which the customers can customize to suffice their needs. These plans are- a Standard plan, a Preferred plan, and a Premium plan. The Preferred plan and the Standard plan share similar coverage. The Standard plan comes with the lowest limits, while the Premium one ensures higher limits. A free quote can be obtained easily from the company, and the coverage can be purchased 18 months before or a day before the commencement of the trip.
|The Preferred plan provides coverage for sporting equipment.||Only Premium plan comes with pre-existing conditions.|
IMG Travel Insurance
IMG Travel Insurance emphasizes three important coverages- traditional travel insurance, travel medical insurance, and international health insurance. GlobeHopper Senior plan designed for retired travellers. IMG has three best plans: iTravelInsured Travel Lite, iTravelInsured Travel SE, and iTravelInsured Travel LX. The mid-tier plan is family-oriented insurance.
|Specifically tailored to retired travellers with the age limit of 65 or beyond.||Primary insurance is not included in the basic plan.|
AXA Assistance USA
Based on the customers’ budget, AXA Assistance USA provides three different tiers as Silver, Gold, and Platinum. The Platinum Plan comes with the top limits, which can be beneficial to active travellers. Moreover, the company guarantees money back within 10 days if the customer has not begun the trip.
|Missed connection coverage is included in all company’s plans||Trip cancellation coverage is available to Platinum Plan travellers only.|
Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection allows travellers to select from differentiated insurance plans. Also, it provides a free quote online within a minute. It offers insurance for flights as well as cruises. It comes in three tiers which can be purchased for the trip. These tiers are ExactCare, ExtraCare Value, and ExatraCare Extra, with various limits and customized plans for road trips, adventure travel, and more.
|Travel assistance for 24/7||Coverage for pre-existing conditions is included only when the plan is obtained within a fortnight of the initial deposit.|
HTH Travel Insurance
HTH provides different options with different goals. Travellers can purchase medical insurance for single as well as multiple trips. HTH Travel Insurance also provides comprehensive insurance plans which come in three tiers: Preferred, Classic, and Economy. Classic is the middle tier with middle limits, and Preferred comes with the higher limits covering trip cancellation, personal effects, trip delays, and medical requirements. The Economy plan comes with a lower limit but is considered the best plan for inexpensive trips.
|Plentiful coverage at the Classic tier.||Only Classic and Preferred tiers include coverage for pre-existing conditions.|